Land Loans

Landbank, a service of AgGeorgia Farm Credit, is the perfect choice for financing your land purchase, construction of buildings, equipment purchases, working capital or land improvements. We offer competitive fixed, variable and adjustable rates, term lending and flexible payment plans.

Whether you are looking to buy land for an investment, a private hunting or fishing retreat, a place to raise a family, a retirement or weekend home or a place to keep and enjoy horses, have a garden, or just enjoy the country quality of life, Landbank is the answer to your financing needs.

We have loans for:
Purchase of land
Recreation Tracts
Horse Farms
Hunting Tracts
Timber Tracts
Land for Investment

Landbank is also the home loan solution ….

We offer terms from 10-40 years at competitive market rates.

• Conventional Mortgage Programs
  
• Single Family Residence
  
• Condos and Townhouses are eligible

• Fixed and Adjustable Rates
• Alternative Mortgage Programs
• Cash-out Refinances
  

• Jumbo Loans
  
• Investment Properties
  
• Second Homes

Must meet eligibility and qualification requirements

Larger tracts considered – may be used for both
residential and agricultural purposes

Property may be located in areas less than 25% developed

Convenient online application
https://aggeorgia.web-loans.com/

Whitney Bledsoe: (800) -768-3276
Donna Edwards: (866) -615-7088
Rhonda Shannon: (800) -768-3031

Real-estate and Farm Improvement Loans

Equipment Loans
Our loan staff is prepared to provide you with fast approval of equipment loans. Financing your equipment with Fam Credit will allow you to take advantage of dealer cash discounts and modernize your equipment. In order to provide you with flexible financing, a variety of terms and interest rate plans are offered.

Operating Loans
Annual and revolving lines of credit are available to farm owners and operators. Payments can be arranged to coincide with your crop or livestock income. Borrowing for your operating capital may allow you to take advantage of cash discounts, lock in prices by paying ahead, and receive tax benefits by prepaying expenses.

Irrigation Loans
With a Farm Credit loan for irrigation equipment, you can have peace of mind in times of drought, not to mention higher yields and increased profits. We offer rates and terms tailored to your needs.

Automobile and Personal Loans
If you are a farm owner or operator, you are eligible to borrow for automobiles, college tuition or just about any credit need. As with all our loans, payments can be arranged to coincide with income.

Financially Related Services

• Leasing
• Crop Insurance
• Term Life Insurance
• Credit Life Insurance

Lease or Loan? We offer both! Before making such an important decision, talk to a Farm Credit loan officer. Our competitive leasing programs are available for all types of vehicles and equipment and may provide you with tax advantages. Give us a call and well help you compare. For more information about leasing, visit Farm Credit Leasing's web site.

Crop Insurance
We are a licensed crop insurance agency prepared to help you protect your investment. Farm Credit offers Multi-Peril, Hail, and Group Risk crop insurance programs.

Term Life Insurance
Another advantage to being a Farm Credit member is being able to purchase Premier Life Insurance. Each policy is individually underwritten and the amount of insurance does not decrease. Once your debt to Farm Credit is paid off, as long as the premiums are paid, the insurance is yours to keep. Each policy is guaranteed renewable and you can name your own beneficiary. One, five, and ten year options are available.

Other Services

AutoDraft
Agriline
FastCash